Let’s call it the Do Nothing and You’re Good strategy. It’s one way to make it through this economy, I think.

If you didn’t buy a house at the peak price and you don’t have to sell it now at the bottom, you’re good.

If you didn’t borrow when credit was easy and have to repay now that it’s hard to get, you’re good.

If you don’t need to cash in your stocks and you can pick up some at bargain prices today, you’re good.

Remember, it’s not a loss until you sell it. Do nothing and you may find, down the road, that it's not a loss at all.

Sitting still is smart, in this economy, for some major financial choices. It’s more than sufficient.

DNAYG are the initials for this strategy. Pronounced, DE-Nag.

Stop nagging yourself with worry. People are so concerned. But the economy’s not ending. It’s turning down. It calls for endurance.

Are you good? What’s your best idea for making it through?