Hello, everyone. Back from vacation and on the lookout for some lessons about our fragile banking system.

I'm looking for local people who got caught in the failure of IndyMac Bank, or the more recent failures of First National Bank of Nevada in Reno and First Heritage Bank in Newport Beach, Calif.

Did you have a CD at any of them? What happened to your money? To the interest you expected to earn? Did you own the CD directly at the bank or was it sold to you through a brokerage? Has the broker contacted you and told you what to expect?

Send me an email at hjbrackey@sun-sentinel.com. I may use your information in my story....