Good morning and welcome to a live chat with Matthew Saneholtz, of Tobias Financial Advisors, in Plantation.

He's here to answer any questions you might have about your pocketbook. And given the way the economy has been rocked lately, I'm sure you have a lot of them.

I'm Howard Goodman, blogs editor for the Sun Sentinel, and for the next three hours I'll be moderating this discussion for Harriet here on her blog.

This is all part of today's Sun Sentinel Helpline. We've assembled a group of experts from the
Financial Planning Associations of Palm Beach, Broward and Miami-Dade. They've generously agreed to share their knowledge at no charge. So ask now, and you're already saving money!

The discussion will unfold right here. So keep your eye on your screen and send us your questions.

Or if you'd rather talk to one of our planners in person, call 1-800-809-1315. They'll be here until 2:30 p.m.