Good news of the day:

A group of important economists said this morning that the recession is starting to slack off. The National Association for Business Economic survey, which has been going on since 1982, showed the lowest ever reading for industry demand and capital spending four months ago. Now, the indicators are looking better. Not falling at the same rate. Maybe getting down to the bottom of the V in this economic free-fall.

Other good news: The Obama administration, which must be filled with crisis junkies, has found a new disaster it needs to fix: Credit card abuses. Hurray! This one is never going to be resolved by the private sector or by new Fed rules that don’t go into effect until next year. Let’s get going. Consumers need credit cards that work with them. And banks need consumers to be able to pay these debts.

What particular aspect of your credit card bugs you the most? Tell me. Let's make a list of worst business practices. Things cards should never do.