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Love that new credit card bill


My favorite part of the credit card legislation passed by the Senate yesterday: If the bill is due on a Sunday or a holiday, no more late fees because your payment arrives the next day.
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My last credit card payment was due on both. A Sunday and a holiday. Easter Sunday.

I was mailing it close to the due date and that's when I realized it was impossible to get this bill paid on time. I then took out my old bills. The previous month, the due date was also a Sunday.

So of course I was late. More on that story later.

Here's a sense of how hard it was to get credit card reform moving into law.

“I’ve been in Washington twenty years. For the first 19 we couldn’t even get a committee vote on credit card reform," Ed Mierzwinski, consumer program director of U.S. Public Interest Research Group, said in an email.

I'll write more about the details after this legislation goes back through the House. It looks like it has plenty of good news for consumers.


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Comments

C'mon Harriet,

Bank online and send payments electronically.

Best regards


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About the author
You've got the job of managing your money. No one in school taught you how. But you and I, we can teach each other, how to handle it, how to save for retirement, how to make money last, how to educate the kids, how to make a budget work. The conversations I have with my readers are fun. Money's important, but discussing it does not have to be boring.

Harriet Johnson Brackey Harriet Johnson Brackey, the personal finance columnist for the Sun Sentinel, is an award-winning business reporter. Her columns for 2008 were named "The Best in the Business," a national award chosen by her colleagues at the Society of American Business Editors and Writers.

Brackey has worked at Business Week magazine and at USA TODAY, where she was a founder and part of the original staff of the Money section at the country's first national newspaper. After nearly 11 years there - spent covering the 1980s bull market, the insider trading scandals, the 1987 crash - Brackey left Washington, D.C., and came to The Miami Herald. She spent the next decade writing a column about personal finance that chronicled the stock market's Internet boom and bust, as well as the popular Money Makeover features.

Brackey also has done commentaries for Marketplace Money, which airs on National Public Radio and The Nightly Business Report which is broadcast on more than 250 PBS television stations nationwide. She also has been a radio guest on WLRN’s Miami Herald News.
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