Clark Howard, on Headline News, had a good suggestion. He pointed out that lots of people are trying to refinance their mortgages but lenders are simply not responding. His idea: Try again later. Because interest rates aren't going up.

I completely agree. These low rates are here to stay for a few months, at least. The Treasury wants them to be low and there's almost no inflation at the moment. Rates have ticked up from the very bottom. But they're still good.

If you want to watch Clark's Video Tip of the Day, have a look http://clarkhoward.com/archives/video.html