Bad advice.
My ira lost almost 50%.
Converted to a self directed irs, bought REOs, rehabbed and rented them, now cash flow is seriously more than even the good times with the old ira investments and mutual funds.

The pessimist complains about the wind.
The optimist hopes it will change.
The realist adjusts his sails.

Kenny

I agree about continuing investing when the market is falling. Buy on the way down. But if you have bought a boatload while the market was at it's peak, you have been pasted over the last 9 months. Not good for the 40-50 year olds. I shifted my allocations to safer funds before too much damage was done. And I could care less about the recent uptick. I'd rather sleep at night.

I've heard a lot of horror stories from people who had large sums in the riskier 401K funds. They should have made changes. Too late now. Might as well stay the course at this point. The market isn't going to 0.

And, way to go Kenny!