The Florida Legislature said it would put $30 million toward giving first-time home buyers a cash advance and the buyers could pay the money back when they get that new $8,000 federal income tax credit.

That was the idea, anyway.

Less than half of the money allocated has arrived. The process for people to apply isn't even open in some cities. And good luck getting through this in time to buy a house before the tax deadline.

My story in today's newspaper:

http://tr.im/yluL