Uh-oh, another recession lesson.

It seems that 65 percent of workers say they’ll have to work past their retirement age. Sun Life Financial says its “Unretirement Index” has jumped 11 percent this year.

Well, you know what?

At least they’re planning ahead.

And recognizing that most people have not saved enough and aren’t prepared for the unexpected.

Yeah, it’s bad, the picture now. But it’s good that we see it. And do better.

Another survey out today – this one from Met Life – shows that despite the recession, 60% of Americans have paid down debt and 35% are still making contributions to their 401(k) plans.

That's good. Our confidence is shaken, but at least we're not just sitting there. People really are getting their finances in shape. Getting those ducks in a row.