Stunning information! If you live in Fort Lauderdale, you need to subscribe to: www.abetterftlauderdale.com. There you will find a wealth of information about our City's out of control spending habits!

getting to be that time for us northerners to come down and buy up the place an restore it. You Floridians have sent it into the gutter

Why be a homeowner? Just the condo fees+taxes+insurance alone are now equal to the rental rates for comparable units. Rent and save your cash for your emergency fund.

To Chris, Please stay home, please stay home! We don't need you down here it's the northerners who got us in this much of a mess!!

and they want to raise property taxes ...that will put the nail in the coffin.....we might as well rent if your not being foreclosed ..your upside down on value..so just give us a reason to walk away idiots

It looks like we're in a mortgage death spiral at this point. As more homes go into foreclosure, overall property values continue to decline, causing more homeowners to get into an upside down position where it becomes appealing to just walk away and let the house go into foreclosure. Property tax revenues then continue to decline, forcing governments to either raise taxes or cut services, making homeownership less desirable by either the tax burden becoming unmanageable or the unacceptable decline in services making the quality of life less desirable. Having the property appraiser's office work with values that are a year behind makes things worse, although in a stable market, it's hardly noticeable. And as in most things, the perception of the problem is likely worse than the actual conditions call for, so it becomes a self-fulfilling prophecy. Fear and panic rule. Politicians fiddle while Rome burns. Kinda like the health care crisis.

Why can't local governments slash salaries? Salaries are probably like 80% of costs.

All of these foreclosures will have to be sold before new construction will begin. Bad news for our construction workers.

It would be interesting to see some updated statistics regarding sub-prime vs. conventional loans and also how many more ARMs are scheduled to reset and when.

In South Florida there are many homes purchased by speculators as well as 2nd homes for snowbirds. It would also be interesting in seeing some of that data.

Lastly, the shadow real estate market contains inventory not released for sale by the banks. I wonder how many properties aren't available as the banks hold out for a rebound of sorts. In my neighborhood there are many properties that went through foreclosure proceedings and have remained vacant for some time while property values continue to drop to around 50% from the peak.

Thank you again President Bush for that great job you....your successor is no better

This is news ?

Post people who scammed you in this crisis at

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Thanks for this posting. I trust these statistics more than Realty Trac.

And dumb people think there is a difference between republican and democrats. Yes there is a difference, one starts with and R and the other with a D, but their policies are crap. Once started the back crap and the other is finishing. And how about the executives pay? Oh they may leave if the pay is not high enough. Guess what let them leave. Once they realize the won't have a job some place else, they will come back nocking at the door again. Screw the bankers and the D, R.

Frustrated Owner Bulldozes Home Ahead Of Foreclosure
Man Says Actions Intended To Send Message To Banks

http://www.wlwt.com/news/22600154/detail.html

The local police, fire, teacher, county and city unions have destroyed this once afforable area. They have had the local politicians in their back pockets for years now and the chickens have come home to roost. Anyone want to buy my house?

BREAKING: Citigroup Warns Customers It May Refuse To Allow Withdrawals

http://fedupusa.org/2010/02/19/breaking-citigroup-warns-customers-it-may-refuse-to-allow-withdrawals/

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There are some thin if the legitimate work as a line there. Most are sites and marketing study for the site owner rich, not you. The only thing is true legitimacy Ebay, selling things you already own
2. Many companies all over the world need your opinions on their products. They will send you a simple online survey forms, where you need to fill it out and they pay you money.

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Here is something to think about: Even after the TARP has been fully paid back, the US Government is STILL bailing out TBTF banks more than we are giving bailouts to US families with hungry kids, and more than all of our overseas aid . . .

http://tinyurl.com/yz88m6m

Read why it is any legislation designed to put foreclosures on the fast-track would be bad for homeowners...

See:
My mortgage company is stealing my money -and my home! A new definition of home robbery?

http://tinyurl.com/yfmueel

Be sure to watch the video embedded in blog, and then scroll down to find another investigative report in the comment field.

You owe it to yourself to watch these videos -especially if you have a mortgage and believe that by simply making your payments on time, your home is safe from foreclosure--think again!

Yes, welcome Carpetbaggers! The local governments here are just waiting for your arrival to fleece you of everything you own, your credit, and your future earnings! If they can't get it from taxing you at 50% in all sorts of 'fees', they will sue you into oblivion. Please take my house over so I can leave.

Does not look like it will get better anytime soon. More foreclosures to come with such high unemployment.

Former Bank Regulator Talks Fraud and the Big Bank Getaway

Paul Solman sits down with former bank regulator and author Bill Black as part of his continuing series of reports examining bank reform and the future of Wall Street.

http://tinyurl.com/yfeqvyt

Elizabeth Warren: Why Washington Is Not Reforming the Financial System

"The problems could not be more obvious, and quite frankly, the solutions are just about that obvious, but we just can't seem to get the two together...The reason that we are not changing things right now is because the banks have lobbyists in Washington in numbers I have never seen...People who just want to advocate for American families, people who want some changes to level the playing field do not have that kind of lobbying power. And so what we are really watching here is a David and Goliath story."

http://tinyurl.com/yjtytsa

Guest Post: McCain Says Paulson and Bernanke Promised that the $700 Billion Troubled Asset Relief Program Would Focus on the Housing Meltdown

McCain isn’t the only one to say that Paulson was doing a bait-and-switch.

http://tinyurl.com/y9z7cbr

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The HAFA programs under HAMP program, and the HAMP program for that matter, are not working. More and more families will continue to default on their mortgages until people can find and hold a job. Correcting the foreclosure activity is not rocket science, just common sense, what mainly lacks in politics.

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My job cut out OT. About 400-600 a month lost. My job cut out incentive pay. Raise only once a year now. I know that is normal for most places but not the job I was hired at. My job laid off twice in the last not even a year period. I'm paying higher gas, higher food costs, and higher taxes on ALL bills. And to make it worse. I had to buy a new car. Bills, bills, bills. So this mortgage at 1093/month is unfair for the house I bought at 145k which I received a letter yesterday about is worth 89k. I'm putting all my spare money into this house. And won't own it. What happened to the dream. I'm working my tail off. My partner is working his tail off. Yet we are covering gas, grocery and expenses. What happened to gas at $2.50. It rose sharply and has not gone below $3 at all since last year. I feel a little guilty at 2 years in a home and letting go. But if it keeps going this way I will be stuck and paying on some place that is worth 0 dollars. That is a waste of my money and youth. At 31 I'd rather save my money, rent a smaller place, and come and go at leisure and enjoy my money and life while me and my children are young. I think that is what I am going to do. No sense paying Goliath all the money I make. This. Must. Stop.

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All of these foreclosures will have to be sold before new construction will begin. Bad news for our construction workers.

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