Does anyone really need an “Entertainment Planner” to figure out how much it will cost you to have friends over to watch the Super Bowl?

Like it takes a lot of planning to put out the salsa and chips? I thought a trip to the 7-11 would take care of it.

The Entertainment Planner is a “tool” that Visa is offering up in its attempt to tap into Super Bowl frenzy.

I tried it out to see what a money management “tool” from a credit card issuer might produce.

It was less than impressive. It's just a calculator. And it told me my budget, $125, is less than the average of $144.

Hmmph. Have you tasted my jambalaya? You know how many my recipe feeds? I’m here to say I’m not a cheapskate and I don’t let my guests go home hungry.

But back to Visa, which at every opportunity is congratulating Saints Quarterback Drew Brees, who promotes Visa's financial education program.

The online version is not a bad program. It has football analogies to the max, but it's a decent set of lessons on personal finance, even on the subject of how credit cards work and how not to get into trouble. Visa says 25 states have adopted it for high schools.

You can play it for free at www.practicalmoneyskills.com/football

But the entertainment calculator you can skip. Party planning isn't a top problem that most people need to solve.

If you can’t add up how much you’re spending on a party, I’m going to guess that means the party is already underway and you don’t care anymore.

Which is the way it is, these days, in my hometown of New Orleans.