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Florida consumers' outlook still strong

For retailers, good news arrived Tuesday in the form of continued strong consumer confidence in Florida and nationwide. Those indicators may lead to solid gains in sales during the holiday season.

Florida’s consumer confidence index , which jumped in October, held on to most of that gain in November, according to the University of Florida.

The index dipped one point to 72 in November.

“This suggests that the big increase in October was not an anomaly, but a return to a higher level of confidence, particularly among Florida’s seniors,” said Chris McCarty, director of UF’s Survey Research Center in the Bureau of Economic and Business Research.
He predicts that holiday retail sales will be stronger than last year.

Nationwide, the Conference Board’s index of consumer confidence jumped to the highest point in five months.

That index rose to 54.1 in November, up from 49.9 in October. That was the highest point since June, when the index was at 54.3.

Categories: Consumer Confidence (7)
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meanwhile the foreclosed awaiters take their money and go shopping to deal with their screwed situation!

Tuesday, November 30, 2010
Servicer-Driven Foreclosures: The Perfect Crime?

As much as I’ve seen a lot of financial services industry misconduct at close range, sometimes even a cynic like me is not prepared for how bad things can be. And mortgage abuse is turning out to be one of those areas.

I’ve been in contact for over the last six months with attorneys involved in foreclosure defense. Unlike the foreclosure mills, which seem to coin money, the attorneys on this front are either laboring pro bono or making considerably less than they could in other lines of work. They also can back up their views with depositions and trial transcripts.

One thing they stress is that a significant number of their clients facing foreclosure has made every single mortgage payment. . Read that again.

Charles Ferguson (Inside Job) on Charlie Rose

Systemic corruption by the financial services industry-watch!

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About the author
You've got the job of managing your money. No one in school taught you how. But you and I, we can teach each other, how to handle it, how to save for retirement, how to make money last, how to educate the kids, how to make a budget work. The conversations I have with my readers are fun. Money's important, but discussing it does not have to be boring.

Harriet Johnson Brackey Harriet Johnson Brackey, the personal finance columnist for the Sun Sentinel, is an award-winning business reporter. Her columns for 2008 were named "The Best in the Business," a national award chosen by her colleagues at the Society of American Business Editors and Writers.

Brackey has worked at Business Week magazine and at USA TODAY, where she was a founder and part of the original staff of the Money section at the country's first national newspaper. After nearly 11 years there - spent covering the 1980s bull market, the insider trading scandals, the 1987 crash - Brackey left Washington, D.C., and came to The Miami Herald. She spent the next decade writing a column about personal finance that chronicled the stock market's Internet boom and bust, as well as the popular Money Makeover features.

Brackey also has done commentaries for Marketplace Money, which airs on National Public Radio and The Nightly Business Report which is broadcast on more than 250 PBS television stations nationwide. She also has been a radio guest on WLRN’s Miami Herald News.
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