Two-thirds of Americans have no holiday budget, says a new survey from Bankrate.
Unplanned spending, here you come.
You know, giving up on this whole budgeting issue isn't resolving it.
I'm sure it seems too big, especially for those living on limited incomes.
The survey says that only one out of four people who have an annual income of less than $30,000 has a holiday budget.
But budgets really aren't about how much money you have.
They are about deciding where you want your money to go. And then using it that way.
Rather than letting all the bright lights of the holidays distract you.