It's Your Money

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Holiday spending: Plan it



Two-thirds of Americans have no holiday budget, says a new survey from Bankrate.
Unplanned spending, here you come.

You know, giving up on this whole budgeting issue isn't resolving it.
I'm sure it seems too big, especially for those living on limited incomes.
The survey says that only one out of four people who have an annual income of less than $30,000 has a holiday budget.

But budgets really aren't about how much money you have.

They are about deciding where you want your money to go. And then using it that way.
Rather than letting all the bright lights of the holidays distract you.


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Comments

ummm... a holiday budget?? What's that??!!!! Typically, don't Americans go into debt more than usual over the holidays, only to pay back towards it in the new year? Our family was fortunate enough to be able to budget a small job my husband took on to go strictly towards gifts and the holidays. I know in the past, we've just gone blindly into the end of the year hoping to not go too crazy....we won't do that again.


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But budgets really aren't about how much money you have.


You know, giving up on this whole budgeting issue isn't resolving it.


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Very well said. Its really better to plan ahead and make out the budget before the holidays. I think its good to save before that day, since spending once from your monthly earning will be too much.

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今度も宜しくお願いします。
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先ほどお母さんが電話をかけきたが。どんどん嬉しかったばかりの事が言いました。最近は母さんも timberland レディースを買った。コンフォート&フィット感十分の履き心地、軽量で等大変気に入るアイテムです。お母さんが可愛い。実はね、私は コンバース オールスターの方が好きですが、コンバースシューズを個人より、一番好きなブランドスニーカー。多様なデザインで、一生にさまざまな コンバース シューズを履き尽くせませんと思いますが、毎日違いデザインのコンバースを履ければ、何より幸せなことですよね。お母さんは弟最近 サッカー シューズを購入、 アディダス スパイクです。弟はサッカースポーツがずっと子供から好きで、腕が日焼けして黒くなっている。でも、カッコイイ! ナイキ コービーシューズは私は度々弟にプレゼントとして贈りますが。 アディゼロ バッシュはアディダスブランドで、最高の品質はコチに一番安心してるブランドですが、次回 ジョーダン バッシュを入手するつもりです。弟何でも知りませんの場合。はぁはぁ!

ちなみに、 ティンバーランド 6シンプル&クラシックの様式はずっと人気がある。他は ティンバーランド ロールトップその一同ティンバーランドブランド商品を新しい時代に進み行きますが。私は子の冬に
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エアマックス1もほしい。まぁ、時間があるし、今は大切なことは仕事仕事、自分金庫が増えるなら、他のオール一切問題ではありません。


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About the author
You've got the job of managing your money. No one in school taught you how. But you and I, we can teach each other, how to handle it, how to save for retirement, how to make money last, how to educate the kids, how to make a budget work. The conversations I have with my readers are fun. Money's important, but discussing it does not have to be boring.

Harriet Johnson Brackey Harriet Johnson Brackey, the personal finance columnist for the Sun Sentinel, is an award-winning business reporter. Her columns for 2008 were named "The Best in the Business," a national award chosen by her colleagues at the Society of American Business Editors and Writers.

Brackey has worked at Business Week magazine and at USA TODAY, where she was a founder and part of the original staff of the Money section at the country's first national newspaper. After nearly 11 years there - spent covering the 1980s bull market, the insider trading scandals, the 1987 crash - Brackey left Washington, D.C., and came to The Miami Herald. She spent the next decade writing a column about personal finance that chronicled the stock market's Internet boom and bust, as well as the popular Money Makeover features.

Brackey also has done commentaries for Marketplace Money, which airs on National Public Radio and The Nightly Business Report which is broadcast on more than 250 PBS television stations nationwide. She also has been a radio guest on WLRN’s Miami Herald News.
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