Harriet,

That's just not good enough. Too many of these so-called professionals are only out to earn their commissions. It's mandatory to find a fee-only planner or advisor. When the client does that, there's a chance that the planner will be looking to help the client.

When it's a commission based arrangement, we know in advance that the chances are 100 to 1 that the planner is out for her/himself and not the client.

Best solution: Ask friends and people you trust if they have anyone to recommend. Then ask why that like/trust that planner.

Regards,
Mark

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