Good morning and welcome to a live chat with Matthew Saneholtz, of Tobias Financial Advisors, in Plantation.

He's here to answer any questions you might have about your pocketbook. And given the way the economy has been rocked lately, I'm sure you have a lot of them.

I'm Howard Goodman, blogs editor for the Sun Sentinel, and for the next three hours I'll be moderating this discussion for Harriet here on her blog.

This is all part of today's Sun Sentinel Helpline. We've assembled a group of experts from the
Financial Planning Associations of Palm Beach, Broward and Miami-Dade. They've generously agreed to share their knowledge at no charge. So ask now, and you're already saving money!

The discussion will unfold right here. So keep your eye on your screen and send us your questions.

Or if you'd rather talk to one of our planners in person, call 1-800-809-1315. They'll be here until 2:30 p.m.

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We'll be holding a live chat today - right here on this blog - from 11:30 a.m. to 2:30 p.m., answering your questions about your pocketbook in this insecure economy.

We're bringing in certified financial planners and other professional advisers. Ask a question. Get some help. It's free.

And this group, all members of the Financial Planning Associations of Palm Beach, Broward and Miami-Dade, they're the experts.

Write us a question in the comments section.. Or call in at 1-800-809-1315. Or e-mail your questions to helpline@SunSentinel.com.

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How safe is a fixed annuity? Is my only option to hold on to Fannie Mae and Freddic Mac preferred stock? Will all my years of hard work be for nothing and my savings disappear?

These are all questions we've gotten by e-mail for the Your Money Helpline. Our lunchtime chat takes place tomorrow.

We're bringing in certified financial planners and other professional advisors. Give us a call. Ask a question. Get some help. It's free. And this group, all members of the Financial Planning Associations of Palm Beach, Broward and Miami-Dade, they're the experts.

From 11:30 a.m. to 2:30 p.m., you can call 1-800-809-1315. You can e-mail your questions to helpline@SunSentinel.com or use the form on our web site.

Come back here, to It's Your Money, tomorrow to see the live Q&A session.

We're going to get you answers. And look at the paper, too, because we'll be publishing some of your questions and their answers there.

Look forward to talking to you.

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