Layaway. Does it have a retro sound? Or do you even remember it?

When I was growing up, folks didn't use credit cards for everything. You either paid cash, or the poorer folks and teenage girls, would put the object of their desires on layaway.

It's back. Thanks to the credit crunch and the recession. My fellow, shopping diva Marcia Pounds, and I both saw ads for the retro practice this week.

Thus far, the only one I am able to confirm is layaway at Kmart, which Adweek.com says positions them as "the only mass discount retailer to offer a layaway service."

The TV ads, which started airing last week, are pitching layaway as a way to get buy gifts for Christmas.

Here are the terms, according to Kmart.com.

You can pay over 8 weeks. Just select your items and bring them to the layaway counter and make a down payment. You need to make payments every two weeks at the store. For more info and layaway fast facts, see www.kmart.com.

Another tip: You can get two $5 Kmart coupons when You sign up for kmart email.

XOXO-- Shopper Girl

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