I just moved to a new office location and I'm already missing my neighborhood Starbucks. But I will seek out new Starbucks to continue my addiction. I can work anywhere as long a I can find a Starbucks. At right is their new hazelnut hot chocolate. Haven't tried it yet, but it looks good.

To ease the financial pain of my coffee habit, I bought a Starbucks Gold Card. The $25 card gives me 10 percent off all purchases for a year. As much a I frequent the coffee hangout, I thought it was worth the price.

I've had a similar card with Barnes & Noble and find it useful for the holidays when I buy books, CDs or DVDs for many friends and family.

It's similar in concept to buying a membership to Costco or BJ's, but I've avoided these. While there are good deals, I know I would buy way more than I should. So I mooch off friends with cards. Now I can repay them with a discounted coffee. -- Marcia "Bargain Hunter" Pounds

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