If you're foolish enough, like me, to head to frigid New York City on a winter holiday, at least visit the many holiday markets the city has to offer.

I went to the one at Union Square where I found painted cooper earrings by Bora from Greece for only $20 and a lovely silk-strewn necklace with a cascade of small gems for $47. You'll also find Christmas decor, unique leather goods and lots of fun gifts for children at the Holiday Market.

Similar markets can be found at Bryant Park, where you also can ice skate, Grand Central and Columbus Circle. So, wherever you land in the city, there is a holiday market to shop.

The markets feature booths from stores around Manhattan as well as the outreaches and independent vendors. While I wouldn't count on a return policy, I found the shopping experience more fun and interesting than the overcrowded department stores with faux sales (20 percent off and only $800!).

South Florida retailers might do well to copy this NYC idea. After all, our weather is much more conducive to outside shopping. -- Marcia "Bargain Hunter" Pounds

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