A couple pays $50,000 in non-mortgage debt and saves for a six-month emergency fund by pinching pennies and clipping coupons. Read the story at Bankrate.com:

Does penny pinching pay off?

Clipping coupons, yes. But give up my latte? Can't do it. -- Marcia "Bargain Hunter" Pounds

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The Frugal Florist will be giving a presentation on making frugal flower arrangements at 2 p.m. Saturday (July 18) at Field of Flowers in Davie. To save money, you'll have to spend: $25 for the event. Seating is limited, so call ahead to reserve a space: 800-96-FRESH.

John Klingel, director of the South Florida Center for Floral Studies in West Palm Beach
gel, is the author of The Frugal Florist: Do-it-Yourself Flowers on a Budget.

Budget brides should check out his Web site, Frugal Florist, which gives tips on affordable bridal arrangements.

At the event, Klingel will demonstrate different ways to create bouquets, centerpieces and aisle trimming for the big day.

Field of Flowers' Davie store is at 5101 South University Drive, 2.5 Miles south of I-595, between Griffin and Stirling Road.

Even if you don't go to the event, Field of Flowers is worth a visit -- absolutely gorgeous! -- Marcia "Bargain Hunter" Pounds

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I think I've been whining for a year now about the high impact hurricane windows my condo association voted on. I'm not happy about spending a big chunk of money when the economy, and my job, are so precarious.

Now with interest rates so low, I can refinance my current mortgage, pull out the window money and still lower my monthly mortgage payment. (I still remember the day my parents celebrated making that last mortgage payment....oh well, I'll have to find something else to celebrate.)

Kiplingers.com had a great article with lots of money saving tips, such as setting up a regular payment on your credit card to avoid those pesky late fees...I'm going to set that payment up as soon as I finish this blog posting. I'm actually linking you to the yahoo.com version of the article, because the Kiplinger version had too many links to click, so it was a pain to read. If even one of these tips works for you, it was worth the time spent reading it.

Save $50 a day / Kiplinger.com

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