All you had to do for the last few years was look at The Wall Street Journal, The New York Times, and The New Yorker and see all those ads for wristwatches that cost more than your house to know that Wall Street has been in a period of excess.

It rankles, galls, and irritates us lowly taxpayers that somehow these guys don't have to take the fall for their high-flying ways. What was it Jesus said about a rich man and the eye of a needle? Looks like the U.S. Treasury has built a hole the size of the Gateway Arch for them to pass through.

There's talk that Congress is going to rule out golden parachutes for the big shots who made all the greedy decisions. Don't bet the homestead that anything's really going to change after this.

Oops, too late...you just did.